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Bankruptcy Law Requires a Personal Financial Management Course (Debtor Education Course) Before Discharge

The new bankruptcy law requires that bankruptcy petitioners complete a Personal Financial Management Course (Debtor Education Course) after filing a bankruptcy petition, but before a discharge is granted.

The Debtor Education Course is intended to help you plan your financial future and avoid post-bankruptcy pitfalls. The certificate of completion must be filed with the court before you receive your discharge.

Here at Start Fresh Today, you can purchase a Debtor Education Course from a Provider approved to issue certificates evidencing completion of a personal financial management course in compliance with the Bankruptcy Code for only $49 per online course or $59 per telephonic course. Approval does not endorse or assure the quality of a Provider's services.

Here's what you can expect from your Debtor Education Course:

  • A interesting, informative web-based educational course followed by a short telephone conversation
  • Easy navigation and clear, understandable financial planning advice
  • Animated counselors to walk you through the course
  • The ability to stop the course at any time and consult with the agency, or just take a break-you can pick up where you left off later
  • Electronic delivery of your certificate by email and posting to your Start Fresh Today account
Online Debtor Education Course Telephonic Debtor Education Course

Start Fresh Today Instructional is approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider's services.

Find out more:
Debtor Education Course

If you have not filed bankruptcy and are in need of the Pre-Filing Credit Counseling Briefing, please click here.